Financing Options

Financing options from
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No Interest if Paid in Full in 12 Months

Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months.*

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Financing options from
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No Interest if Paid in Full in 18 Months

Subject to credit approval. Minimum monthly payments required. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 18 months. Making minimum monthly payments will not pay off the entire purchase balance before the end of the promotional period.*

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Financing options from
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Reduced Rate 7.99% for 60 Months!

Plan 2717. Subject to credit approval. Loan term is 60 months at fixed rate of7.9996 APR. For example, assuming the full credit limit is used on loan approval date. for every $1,000 financed at 7.99% APR, 60 monthly payments of $20.27. This example is an estimate only. Actual payment amounts based on amount and timing of purchases.*

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Financing options from
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Reduced APR of 9.99% for 120 Months!

Subject to credit approval. Fixed APR of 9.99% for 120 months. Payment example: for $10,000 purchase on approval date, 120 payments of $132.10.*

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Financing options from
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Reduced Rate 11.99% for 180 months

Subject to credit approval. Fixed APR of 11.99% for 180 months.
Payment example: for $10,000 purchase on approval date, 180 payments of $119.95.

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12 Months
Same-As-Cash

0%

12-Months Same as Cash

No Monthly Payment

Approval in Minutes**

No Early Payoff Penalty!

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18 Months
Same-As-Cash

0%

18-Months Same as Cash

Low Monthly Payments

Approval in Minutes**

No Early Payoff Penalty!

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Traditional Loan Option

7.99%

5 Year Term

Monthly Payments

Approval in Minutes**

No Early Payoff Penalty!

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Traditional Loan Option

9.99%

10 Year Term

Monthly Payments

Approval in Minutes**

No Early Payoff Penalty!

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‍Upgrade will send you the loan documents for review and signature.
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**Home Improvement Loans are made by Cross River Bank, Member FDIC, Equal Housing Lender. Home Improvement Loans made through Upgrade feature Annual Percentage Rates (APRs) of 0.00%-29.99%. Lowest rates require Autopay. Loans feature repayment terms of 2 years to 15 years. Loans may be disbursed in one or more advances. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, the date on which each advance will occur, and if a promotional plan applies. For example, if you receive a $10,000 loan with no promotional period, a 10-year term and a 9.99% Annual Percentage Rate (APR) and the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), you will have a required monthly payment of $132.82. The APR on the loan may be higher or lower and loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early.

*GreenSky® financing subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing,LLC services the loans on behalf of your lender, NMLS#1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial Institutions for their use In connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky@ consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.